One call to the Rutgers-dedicated quote line and you can conveniently compare your current home/renters insurance to the discounts, coverage, and rates available from some of America’s top insurance companies.1,2
This program does all the legwork for you, from providing multiple quotes at once to helping you easily switch coverage.
When you call, a licensed insurance agent can help you find all of the discounts you quality for – with no cost or obligation to you. If you find coverage you like better, you can even switch to a new policy over the phone so your savings could start right away.
Are your home and belongings adequately protected in the event of a fire, storm, break-in, or other damage? Will your current insurance help you replace it all?
Experts recommend you review your homeowners or renters insurance each year to make sure your coverage (and rate) reflects your current situation and needs.
Companies may change their pricing based on recent weather events and other factors, so it’s possible the lowest-priced plan on the market last year isn’t the lowest this year. The other reason for annual review is that your insurance needs can change (think about factors like renovations and additions to personal property).
Using the Choice Auto and Home Program is a convenient way to make sure you’re spending your insurance dollars wisely. It can help you:
The goal is not to be over-insured or under-insured, but have “right-size” insurance for your needs and budget. When you call, the licensed agent can help you find that.
Call to request quotes
Ask questions and explore options
Compare coverage and rates
Switch to a new policy and/or company
Who are the insurance companies in this program?
This program can provide quotes and coverage from well-known companies including Liberty Mutual Insurance and Travelers.
Please note that you may not receive a quote from both of these companies depending upon your personal circumstances and state of residence.
Do I need to wait until my current homeowners or renters insurance policy comes up for renewal to switch to another plan?
Who in my family is eligible for this program?
How much does coverage cost?
What if my employment status changes?
When would my coverage start?
What do I do if I have a claim?
What type of "homes" can be covered?
I don’t own a home. Why would I need renters insurance?
Your landlord’s insurance policy probably only covers the building or apartment where you live (the physical structure), but not your belongings or your liability for accidents.
If your possessions are stolen during a break-in or damaged by a fire or severe weather, a renters insurance policy may allow you to recover their value. Also, if someone is injured during an accident in your home, renters insurance could help protect you in the case of a liability lawsuit.
1Home insurance may not be available from all carriers in all states and may not be offered in this program.
2Discounts are not available from all carriers and only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification and/or the insuring company's underwriting guidelines.
Mercer's Role & Compensation