Auto Insurance | Choice

Auto Insurance | Choice

Auto Insurance

Have you ever wondered if you’re overpaying for auto insurance? Others using this program have saved an average of $802.96 annually!1


Get a quote online or give us a call at 


Here's what you need to know

One call to the Rutgers-dedicated quote line at 1-800-640-7630 and you can conveniently compare your current auto insurance to the discounts, coverage, and rates available from some of America’s top insurance companies.2, 3


This program does all the legwork for you, from providing multiple quotes to helping you easily switch coverage.


  • This program could save you time and money when shopping for auto insurance
  • The savings start with a special employee discount of up to 15%, which is not available to the general public
  • You could qualify for even more discounts for things like being a safe driver, bundling your auto and home insurance with the same company, having a hybrid vehicle, and more


When you call, a licensed insurance agent can help you find all of the discounts you qualify for – with no cost or obligation to you. If you find coverage you like better, you can even switch to a new policy over the phone so your savings could start right away. You can also compare and customize coverage by using the online tool. 


Experts recommend you review your auto insurance each year to make sure your coverage and rate reflect your current needs. Think about factors like new drivers in your family and mileage on your vehicle.


Also, insurance companies may change their pricing periodically, so it’s possible the lowest-priced plan on the market last year isn’t the lowest this year.


Using the Choice Auto and Home Program is a convenient way to make sure you’re spending your auto insurance dollars wisely. It could help you:


  • Pay for the coverage you really need and want
  • Have the right deductible for your priorities and budget
  • Take advantage of all the discounts you’re eligible for


The goal is not to be over-insured or under-insured, but have the “right-size” insurance for your needs and your budget. When you call, the licensed agent can help you find that.

You can use this service any time you like. You can get quotes – and switch companies – any time of the year without waiting until your current policy is coming up for renewal. If you decide to change to a new insurance company, your old company should refund the unused premium dollars you’re entitled to receive.

How It Works

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Call to request quotes

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Ask questions and explore options

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Compare coverage and rates

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Switch to a new policy and/or company

You buy a new car and need to have it insured.

You call the quote line to compare coverage from multiple companies.

A licensed insurance agent helps you customize your coverage and find every discount you qualify for. You switch insurance companies over the phone and start saving money.

Frequently Asked Questions

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  • What if my employment status changes?

    Good news! If you leave or retire from your current employer, you can continue your coverage without interruption (subject to applicable law and the plan’s terms and conditions). Higher rates may apply. 
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  • When would my coverage start?

    Your coverage typically starts the day after you sign up for it. The licensed insurance agent can confirm the exact date when you call.
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  • What do I do if I have a claim?

    Call the number listed in the “Contact Us” section of this website and you will be routed to your insurance company. Always call as soon as possible, regardless of who is at fault. Even if the accident appears minor, it is important that you let your insurance company know about the incident.
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  • Can I only use this service for my car(s)? What about other types of vehicles?

    You can also use this program to get quotes and coverage for motorcycles, boats, ATVs, RVs, and personal watercraft.

Are you ready for your quotes?

Act now to get your free, no-obligation quotes and see how much money you could save. Get a quote online or give us a call.


Attention: Inflation, increases in claims, instances of natural disasters, and other key factors are making it more difficult to secure auto, home, renters and other insurance options. As a result, coverage options may be limited.

Do You Need Help?

Our team is ready

M-F 8a-9p, Sat 8a-2p ET

Phone Number: 1-800-640-7630