Home Insurance

Home Insurance  

Overview

Whether you own or rent, your home is the center of your life and holds everything you cherish. But how protected is your home if a fire, storm or break-in occurs? Will your current insurance help you replace it all? That’s why it’s a good idea to review your coverage annually to make sure it meets your current needs.


Others who switch their homeowners and renters insurance are saving money and getting better coverage thanks to:1

  • Special savings that are typically greater than anything you can find on your own2
  • Quick, multiple quotes from some of America’s top-rated insurance companies—all from one phone call
  • Convenience of being able to switch right away and start saving sooner
  • Ease of paying premiums via payroll deduction3
  • Portable coverage you can take if you leave your current employer



Tell Me More

We partner only with dependable, top-rated insurance companies: Travelers and Liberty Mutual Insurance.
Get a Quote

Join the thousands of Americans who are saving on their home insurance.  How much could you save?

Call 1-800-640-7630 Today
Contact Us

 Phone
1-800-640-7630
 Hours
 M-F 8a-8p EST, Sat 9a-1p EST
 Email
customer.service@mercer.com

How It Works

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.
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  • How can this help me?

    It's a free service provided to you. You will receive quotes and special discounts to potentially save money on home and renters insurance.

    Compare your current insurance coverage with offers from top-rated insurance companies. If you like what you hear you have the option to make the change and put your new coverage into effect on the same call—no extra steps, no hassles, and next-day coverage.

     

  • Who is eligible?
    You and your family members are eligible to obtain FREE quotes.

  • When can I apply?
    Call the number listed in the “Contact Us” section of this website during the designated hours. That will connect you directly to a U.S. based licensed representative.

  • How much will this coverage cost?
    The cost of home or renters insurance varies by insurance company and specifics about the home or dwelling, such as the year it was built and the type of dwelling to be insured. A licensed insurance counselor can provide you with an accurate quote based on your situation and apply any discounts you’re eligible for.

    For quotes, make a phone call to speak with a trained insurance counselor, licensed and based in the U.S. If the quote you get is better than what you’re paying now, you can switch right over the phone.

  • What if my employment status changes?
    When you leave or retire from your employer, you can continue your home or renters coverage without interruption, subject to applicable law and the policies' terms and conditions. Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing.

  • When would my new policy begin?
    Almost immediately, if you would like! If you are accepted for coverage, your insurance can start the day after you apply for the coverage over the phone. 

  • How do I change my policy?
    Changing your policy is as easy as a phone call to one of our licensed insurance counselors. Call the phone number listed in the “Contact Us” section of this website.

  • What do I do if I have a claim?
    Call the number listed in the “Contact Us” section of this website and you will be routed to your insurance company. Always call as soon as possible, regardless of the situation.

 

1Home insurance may not be available from all carriers in all states and may not be offered in this program.
2Discounts are not available from all carriers and only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification and/or the insuring company's underwriting guidelines.
3Providing your Social Security number may be required to set up the payroll deduction feature.

The Choice Auto and Home Program is offered and administered by Mercer Health & Benefits Administration LLC. Rutgers University does not contribute to the cost or profit from any coverage offered under the program.

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